Borrowing for your business | Growth Street Knowledge Centre

Borrowing for your business

Everything you need to know about GrowthLine, a flexible line of business credit for working capital.

22 articles in this collection
Written by Greg Hinch and Alex Davies

About GrowthLine

The basics of GrowthLine

Learn how GrowthLine can help your business fund working capital and growth

Written by Alex Davies
Updated over a week ago

Use Cases

Understanding intended use cases can help you figure out if GrowthLine is right for your business

Written by Alex Davies
Updated over a week ago

Requirements for opening a GrowthLine

What you need to know about what makes a business eligible to borrow with Growth Street.

Written by Alex Davies
Updated over a week ago

Security

Learn about the forms of security we use for our GrowthLines, and what this might mean for your business.

Written by Alex Davies
Updated over a week ago

Getting a GrowthLine

Submitting your application

A guide to applying for GrowthLine and the information you will need to have ready

Written by Alex Davies
Updated over a week ago

Completion

From offer to open facility, what happens next?

Written by Alex Davies
Updated over a week ago

First sign in as a borrower

Signing into your account for the first time

Written by Alex Davies
Updated over a week ago

Connecting your bank account to Growth Street

When you apply for a GrowthLine, we ask you to connect your business bank account to our systems. Learn more about this

Written by Greg Hinch
Updated over a week ago

Usage

Using your GrowthLine

Learn how to draw down funds, where to make repayments, and how to keep track of your activity.

Written by Alex Davies
Updated over a week ago

Costs associated with your GrowthLine

You’ll only pay for GrowthLine when you use it; in this guide, you will find a breakdown of the charges you can expect to pay when doing so.

Written by Alex Davies
Updated over a week ago

Automatic Charges: How we use Direct Debit

Some of the costs of your GrowthLine will be automatically collected via Direct Debit

Written by Alex Davies
Updated over a week ago

Limit Changes

GrowthLine is designed to be flexible. Learn how you can use assets in your business to increase the available limit on demand.

Written by Alex Davies
Updated over a week ago

How is my GrowthLine limit determined?

Your limit is based on your business’s assets and financial performance. Read more...

Written by Alex Davies
Updated over a week ago

How is my interest rate determined?

The rate you pay for GrowthLine will vary based on your business and other factors, outlined here.

Written by Alex Davies
Updated over a week ago

FAQs

Why does Growth Street ask for a connection to my accounting software?

Connecting your accounting software makes opening and maintaining your GrowthLine facility simple and easy, and this document covers why.

Written by Alex Davies
Updated over a week ago

Where does Growth Street's capital/funds come from?

Written by Greg Hinch
Updated over a week ago

Are there any business sectors you do not work with?

Written by Greg Hinch
Updated over a week ago

Can you provide startup capital for my new business?

Written by Greg Hinch
Updated over a week ago

How quickly are funds credited to my bank account as a borrower?

Written by Greg Hinch
Updated over a week ago

How do I repay the amounts I have drawn down?

Written by Greg Hinch
Updated over a week ago

How do I pay my balance off in full?

Written by Greg Hinch
Updated over a week ago

How does Growth Street keep my data secure?

Written by Greg Hinch
Updated over a week ago