The FCA categorises every investor based on their personal circumstances and experience to determine how they should be treated by P2P platforms (such as how much they can invest).

There are three possible categories: 

  • Sophisticated Investor
  • High Net Worth Investor
  • Restricted Investor

Restricted investors are still able to invest, however their will be a limit on the amount you are able to invest. This will be set out in a declaration that will be shared with you as part of the sign-up process.


Your capital is at risk when you invest through Growth Street. Our investment products are not protected by the Financial Services Compensation Scheme. Read about our Loan Loss Provision here.

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