It is your responsibility to ensure you do not exceed the annual ISA allowance in any tax year. For the current tax year this is £20,000. If you do exceed the annual ISA allowance, you will not be able to subscribe the exceeding funds to an ISA and they will remain in your ISA holding account. You will be able to withdraw these funds.

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Your capital is at risk when you lend to businesses. Find out more here.

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