You will start earning interest from the day after your funds are matched with a borrower (or borrowers). Until an order to lend is matched in full, any proportion of your money which is waiting to be matched will not earn interest.If you want to know more about how long it might take your money to get matched, you can find out how much money is currently placed at each interest rate, as well as average match times, here:

You will be paid interest whenever a borrower makes a repayment, which can often be before the expiry of the 30-day term of the loan. You will also receive any accrued interest not already paid when each 30-day loan reaches the end of its term. For example, if a loan is created on the 1st of the month and the borrower makes a payment on the 10th, you will receive 9 days’ interest on the 10th and the remaining 21 days’ interest on the 30th when the loan is repaid in full. 

This means that you will be paid interest monthly, and sometimes more often. The more individual loans you have, the more likely you are to receive a number of separate interest payments throughout the month. You can view your accrued and paid interest on the Summary tab of the Investor Dashboard.

Your capital is at risk when you invest through Growth Street. Our investment products are not protected by the Financial Services Compensation Scheme. Read about our Loan Loss Provision here.

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