The number and risk profile of individual borrowers you are matched against will therefore not affect your returns or losses in any scenario. Your risk is diversified across the whole portfolio whether you lend to 1, 10 or 100+ Growth Street borrowers at once. This means you do not need to worry about manually splitting up your lend orders, or whether your lend orders are matched to multiple borrowers.
This would even be the case if the Loan Loss Provision were to become depleted, as in that case, we would declare a “Resolution Event”. In a Resolution Event, all interest and capital payments made by borrowers would be pooled and distributed amongst investors proportionally.
Your capital is at risk when you invest through Growth Street. Our investment products are not protected by the Financial Services Compensation Scheme. Read about our Loan Loss Provision here.